Dear Money Doctor®, my Financial Advice is:

Add retirement savings to your monthly budget

My story behind the advice is:

Start building your retirement nest egg with your first paycheck.  Think like a squirrel that is preparing for the winter months by hiding nuts. CNBC reported that approximately one-third of workers have less than $1,000 in savings that could be applied toward their retirement and almost two-thirds of the workers have less than $25,000 saved for retirement.

Sue Meehan